Deposit Regulation Study (4-Part Series) Covering 10 Regulations!

4 90-Minute Webinars | August 15, August 22, August 29, September 19 | 1:30pm-3:00pm CENTRAL TIME

Are you in compliance on the deposit side?  During this study we will make our way through 10 regulations and begin to understand who they apply to and how you can stay in compliance and maintain clean operations.  This is a study so we will take quizzes and review them in each program.  Work through an extensive manual on the deposit side of the business.  This will complete training requirements on many of these regulations so you can document to regulators that your staff had the regulatory training required for 2024.

Learn at your desk with your peers! Spend time with Deb Crawford and become the deposit regulation expert at your financial institution. Each section will be 1 ½ hours of training.

The package price ($599) includes one link to EACH of the live training sessions** AND unlimited access to the recordings for each.

(**If you need additional log-ins for any of the live sessions, please contact our office at 888-773-4839.)

You will receive:  Deposit Regulation Handbook, Quizzes, Certificate

Target audience:  Compliance, Deposit Operations, BSA, Branch Staff, Customer Service Representatives, Management and Training

Part I Regulation D and CC (Recorded August 15th) 

This webinar will cover Regulation D, products that are transaction and non-transaction accounts.  You will learn the big picture of Regulation CC with an emphasis on holds, mobile deposits and substitute checks.

• Purpose of the regulations
• Who they apply to
• Definitions
• Transaction Accounts
• Non-transaction Accounts
• NOW account rules
• Time Deposits rules
• Funds availability disclosures
• Holds
• New numbers and rules
• Problems on holds

Part II Regulation E (Recorded August 22nd) 

This big regulation which includes unauthorized transactions, overdrafts, foreign remittances is a huge risk to the financial institution.  Learn the basics of the regulation and some of the hot spots for examiners.

• Purpose of Regulation E
• Who it applies to?
• Definitions
• Stop Payments
• Unauthorized electronic transactions
• Disclosures
• Overdrafts for one time debit card and ATM transactions
• Foreign remittances
• FAQs

Part III Regulation DD and UDAAP (Recorded August 29th) 

During Part III we will cover unfair and deceptive practices.  You will learn about products, interest, disclosures for consumers and how Truth in Savings/Regulation DD was the first attempt at product fairness.

• Purpose of the regulations
• Who they apply to
• Definitions
• Disclosures
• Key issues today for examiners on fairness and deception
• How deposit interest is calculated and paid
• Who gets TISA disclosures and what has to be in them
• What to do if there are changes to products

Part IV Regulation P, Identity Theft (FACT Act), Regulation GG, BSA and OFAC (Live: September 19th – 1:30pm -3:00pm CENTRAL TIME) 

You will learn the basics on when and how these regulations impact your day-to-day operations and front line.  We will look at the basics of these regulations and how to stay in compliance.

• Purpose of the regulations
• Key definitions
• What is identity theft and what is our role in preventing it?
• What is our role in preventing these crimes and protecting our customer’s privacy
• Understand the key components of BSA and OFAC
• What are the exceptions to privacy?
• When does Regulation GG apply and how do we document compliance
• And much much more

Seminar Instructor

Deborah Crawford is the President of Gettechnical Inc., a Florida-based firm, specializing in the education of banks across the nation.  Her 40+ years of banking and teaching experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor’s and master’s degrees.  Deborah’s specialty is in the deposit side of the financial institution where she teaches seminars on regulations, documentation, insurance, and Individual Retirement Accounts.

Registration 

The cost for this 4-part series is $599 for one link to each of the live training sessions** AND unlimited access to the recordings for each.  **You may have as many listeners as you wish for your ONE connection (ONE computer login). If you would like additional logins for additional locations/computers for the live sessions, please contact our office at 888-773-4839.

Registration fees include instruction, live interaction with the instructor, an updated Deposit Compliance Manual (digital), and a link to the recordings of each class. (You will have unlimited access to the recordings for 90 days after the final class on Sept 19th.)

Cancellation and More Information

Full registration fees will be refunded if a cancellation is received on or before ten business days prior to the meeting. If the date of cancellation is less than ten days prior to the meeting, a $100 processing fee will be retained. No refunds will be given for cancellations made the day of the program. If you need additional information, please call (888) 773-4839.